Take control of your recovery without letting cost hold you back. Use our confidential insurance verification tool to see what your insurance can cover.
The Recovery Village Salem accepts many insurance plans for professional rehab treatment, though additional out-of-pocket costs or deductibles may apply. Please note that Medicare and Medicaid are not currently accepted. Our Recovery Advocates can assist you by:
Don’t let lack of insurance or insufficient coverage prevent you from getting the care you need. The Recovery Village Salem provides private pay options for individuals in these situations.
If our facility isn’t the best match for your treatment needs, our admissions team is here to help by referring you to other rehab centers that accept your insurance or align with your financial situation. These centers can assist with Medicaid coverage, payment plans, medical loans,and government grants.
Our insurance verification system quickly provides an estimate of your in-network and out-of-network coverage. To help you better understand this information, here are some important terms to know:
This is the amount you must pay for covered health care services within a plan year before your insurance begins to cover them. For instance, if your deductible is $3,000, you pay the initial $3,000 for covered services, after which your health care plan covers the rest.
A copayment is a set amount you must pay for a covered health care service, like a doctor’s visit or an emergency room visit. Copayments may be required before or after your deductible is met, depending on your insurance plan.
Your coinsurance is the percentage of the cost of a covered healthcare service that you are responsible for paying once your deductible is fully paid. For example, if your coinsurance rate is 20%, you will pay 20% of the allowed amount for a service after meeting your deductible.
The out-of-pocket maximum is the total amount you are responsible for paying for covered services in a plan year. After reaching this amount, your health care plan will cover all remaining costs for covered services.
The effective date marks when your insurance starts covering your health care expenses. You typically enroll during an open enrollment period or a special enrollment period, which may be triggered by life events such as marriage, changing jobs, having a baby, or losing existing coverage. Your effective date is determined after enrollment and usually follows a few weeks or months after your initial sign-up.
We’re available to answer any questions, confirm your insurance benefits and schedule individualized treatment that works for you.
The Recovery Village Salem offers comprehensive addiction treatment for drug and alcohol addictions and co-occurring mental health conditions.
Medical Disclaimer: The Recovery Village aims to improve the quality of life for people struggling with a substance use or mental health disorder with fact-based content about the nature of behavioral health conditions, treatment options and their related outcomes. We publish material that is researched, cited, edited and reviewed by licensed medical professionals. The information we provide is not intended to be a substitute for professional medical advice, diagnosis or treatment. It should not be used in place of the advice of your physician or other qualified healthcare provider.
